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EARLY SEASON — PAPER / TRACK MODE · projections flagged for calibration

Howard Bison

1-2
Final
0 55

Indiana Hoosiers

2-0
Q1 0–20
Q2 0–21
Q3 0–14
Q4 0–0
2026-09-12T16:00:00+00:00 Memorial Stadium (Bloomington, IN)
HOW 12%
88% IU
HOW 13.4 43.4 IU projected

Tap a cell to add to your slip

Spread
ML
O/U
HOW
+57.5 -110
O 67.5 -110
IU
-57.5 -110
U 67.5 -110

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Model Analysis 🔒

+51.2 Favors Indiana Hoosiers (IU) — side / ATS lean

Overall is a weighted side lean (not Over/Under). Positive = home advantage in the model; negative = away. Use Model vs Market below for the O/U and moneyline edges.

Model vs Market

Spread (side)
Market IU -57.5 Model IU -30.0
27.5 pt edge → HOW value
Total (O/U)
Market 67.5 Model 56.8
3.2 pt edge → Under · pick Under 67.5

Category leans

Same sign as Overall: + favors IU, − favors HOW.

Power / Efficiency +100.0
HOWIU
Favors IU
Situational +38.0
HOWIU
Favors IU
Sharp Money +24.5
HOWIU
Favors IU
Matchup +7.1
HOWIU
Favors IU
How factors were scored · 11 inputs

Each factor compares raw team (or game) numbers, then contributes a signed score to the category above. Team-stat rows below hold the season numbers; situational and sharp factors use rest, weather, injuries, and betting splits.

HOW Factor value IU
Power / Efficiency
Yards Per Play (EPA proxy) +100 IU
4.54
7.93
Indiana Hoosiers: 7.93 vs Howard Bison: 4.54
Scoring Power (PPG) +100 IU
26.0
52.0
Indiana Hoosiers: 52.0 vs Howard Bison: 26.0
Defensive Strength +100 IU
26.0
16.0
Indiana Hoosiers allows 16.0 vs Howard Bison: 26.0
Passing Efficiency (YPA) +100 IU
6.6
14.4
Indiana Hoosiers: 14.4 vs Howard Bison: 6.6
Rushing Dominance (YPC) +100 IU
3.2
4.5
Indiana Hoosiers: 4.5 vs Howard Bison: 3.2
Situational
Home Field Advantage +38 IU
0.0
3.5
~3.5 point home advantage (NCAAF)
Sharp Money
Sharp vs Public (Spread) -100 HOW
89.0
52.0
Money 52% vs tickets 89% on home
Sharp vs Public (Spread) +100 HOW
11.0
89.0
Contrarian: public 89% home
Sharp vs Public (Total) +100 EVEN
26.0
88.0
Total money 88% over vs tickets 26%
Matchup
Third Down Efficiency +100 IU
32.4%
55.6%
Indiana Hoosiers: 55.6% vs Howard Bison: 32.4%
Pass Rush (Sacks) -100 HOW
8.0
0.0
Indiana Hoosiers: 0.0 vs Howard Bison: 8.0

Team Stats Comparison

HOW Stat IU
Offense · Scoring & Efficiency
26.0
Scoring Power (PPG)
52.0
4.54
Yards / Play
7.93
216
Pass Yards / Game
231
122
Rush Yards / Game
134
6.6
Yards / Pass Att
14.4
3.2
Yards / Carry
4.5
44.6
Completion %
81.3
32.4
3rd Down %
55.6
74
Plays / Game
46
Defense
26.0
Points Allowed
16.0
5.29
YPP Allowed
5.40
258
Pass Yds Allowed
215
89
Rush Yds Allowed
152
6.8
Opp Yards / Pass Att
7.4
8.0
Sacks / Game
0.0
Ball Security & Kicking
100.0
FG %
100.0
Splits & Betting Record
+0.0
Point Diff / Game
+36.0
Situational (game-day)
7
Rest Days
7

Betting Splits 3120 bets tracked

Each side is labeled — higher % means more tickets or dollars on that team / total.

Spread · % of tickets
HOW
11%
of tickets
IU
89%
of tickets
Spread · % of money
HOW
48%
of handle
IU
52%
of handle
Money is HOW-heavy vs tickets — sharp signal.
Total · % of tickets
Under
74%
of tickets
Over
26%
of tickets

PMill Verdict

No playable edge — use the team stats and factor bars above.

Projected HOW 13.4 – IU 43.4

Deep offense/defense bars stay primary. This is the graded roll-up after you’ve scanned the board.